Ebay fees and Paypal fees explained (2013)

So ebay fees and paypal fees change every couple of years but for now here's how it goes.  If you add any extra things such as gallery plus, picture editors, any enhancers, those all cost a decent amount 50 cents a piece or around there.   But you dont need them.  So ebay charges an INSERTION FEE  for 30 cents when you list an item and charges a FINAL VALUE FEE which is 10 % of the final sale price.  In addition, Paypal charges 30 cents for a TRANSACTION FEE and takes 1.9% for themselves.  Which sucks.  So you can get anywhere from 20% to 85% of your item value depending on how expensive it is.  The higher the final value price the closer to the 85% you get.  I HATE EBAY AND PAYPAL FEES